Specializing in innovation, efficiency, sales, and business management within the digital sphere across Brazil, Chile, and Latin America. Extensive experience in business development in the financial sector, focusing on payments, credit, and investments. Demonstrated ability to lead multifunctional teams of diverse profiles and nationalities to develop and market products and solutions catering to clients from low-income segments to multinational corporations. A proactive, analytical, practical, and creative professional fluent in three languages, with adherence to Agile and Scrum methodologies.